Who We Are and What This Covers

nuvexarify is a financial analysis platform based in Castle Hill, New South Wales. We're bound by the Privacy Act 1988 (Cth), including the Australian Privacy Principles (APPs). This policy applies to information collected through our website at nuvexarify.com, our educational programs, and any interactions you have with our team.

When we say "personal information," we mean data that can identify you as an individual. And yes, we're the data controller under Australian law, which means we're responsible for how your information gets handled.

Information We Collect

Here's what we gather and why we need it:

Information You Give Us Directly

• Contact details when you reach out or sign up for programs (name, email, phone number)
• Business information if you're inquiring about our financial analysis services
• Payment details when you enroll in our learning programs (processed securely through third-party providers)
• Feedback and correspondence when you communicate with us

Information Collected Automatically

When you visit our website, standard technical data gets logged. This includes your IP address, browser type, pages you visit, and how long you spend on each section. We use this to understand how people interact with our content and where we can improve the experience.

Analytics and Usage Data

We track how visitors navigate through our educational materials and which analysis tools get used most frequently. This helps us refine our content and spot technical issues. The data is aggregated and anonymized wherever possible.

How We Use Your Information

We're not in the business of collecting data for its own sake. Everything we gather has a specific purpose:

We don't use your data for automated decision-making that would significantly affect you. Any analysis results we provide are based on the financial data you choose to input, not on profiling your personal information.

Sharing Your Information

We keep your data within our organization unless there's a genuine reason to share it. When we do share information, it's limited to:

Service Providers

Payment processors handle transaction data when you enroll in programs. Email service providers manage our communications. Hosting companies store our website data. These providers are contractually required to protect your information and can only use it for the specific services they provide to us.

Legal Requirements

If Australian law enforcement or regulatory bodies request information through proper legal channels, we're obligated to comply. We'd also disclose data if necessary to protect someone's safety or prevent fraud.

Business Transfers

Should nuvexarify be acquired or merge with another entity, your information would transfer as part of that transaction. You'd be notified beforehand, and the new entity would remain bound by this privacy policy.

Your Rights Under Australian Privacy Law

The Australian Privacy Principles give you several rights regarding your personal information:

To exercise any of these rights, contact us using the details at the end of this document. We'll need to verify your identity before processing requests involving personal data.

Data Security Measures

We take reasonable steps to protect your information from misuse, interference, loss, unauthorized access, modification, or disclosure. Our security approach includes:

• Encrypted connections (SSL/TLS) for all data transmitted through our website
• Restricted access to personal information within our organization (only staff who need it can access it)
• Regular security assessments of our systems and third-party providers
• Secure disposal procedures for information we no longer need
• Staff training on privacy obligations and data handling procedures

Despite our precautions, no system is completely secure. If we experience a data breach that's likely to result in serious harm, we'll notify affected individuals and the OAIC as required by Australian law.

How Long We Keep Your Information

We don't keep personal information longer than necessary. Retention periods vary based on the type of data and our legal obligations:

• Enrollment and program participation records: 7 years (tax and business record requirements)
• Financial transaction data: 7 years (Australian tax law compliance)
• General inquiry correspondence: 2 years unless ongoing relationship
• Website analytics data: 26 months in aggregated form
• Marketing consent records: Until you withdraw consent or 3 years of inactivity

After these periods, we securely delete or anonymize the information. Some data may be retained longer if you've specifically requested it or if we have a legal obligation to preserve it.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies. Most are essential for the site to function properly (like remembering you're logged in). Others help us understand how people use our resources so we can make improvements.

You can control cookie preferences through your browser settings. Blocking all cookies may affect your ability to use certain features of our website. We don't use cookies for cross-site tracking or behavioral advertising.

International Data Transfers

Your information is primarily stored on servers located in Australia. Some of our service providers (like cloud hosting or email platforms) may store data on servers in other countries, including the United States and European Union.

When we transfer data internationally, we ensure appropriate safeguards are in place through contractual clauses and verification that the recipient maintains adequate data protection standards.

Children's Privacy

Our services aren't directed at individuals under 18. We don't knowingly collect personal information from minors without parental consent. If you believe we've inadvertently collected such information, contact us immediately and we'll delete it.

For participants aged 16-17 enrolling in our learning programs, we require parental or guardian consent before processing their personal information.

Changes to This Policy

We review this privacy policy periodically and update it when our practices change or when required by law. The effective date at the top shows when it was last revised.

Significant changes will be communicated through our website and via email to program participants. Continued use of our services after changes take effect indicates acceptance of the updated policy.